Insurance Adjusters: The Games They Play
What Are Insurance Adjusters?
Insurance adjusters are professionals who investigate claims and decide on how much of a claim needs to be paid out. They work for insurance companies, and also work as independent contractors for insurance companies. They investigate claims and review the evidence, then make a recommendation to the insurance company. Their job is to ensure that the insurance company pays out the correct amount of money.
What Games Do Insurance Adjusters Play?
Insurance adjusters often play games to try and minimize the amount of money that they have to pay out. They may use tactics such as delaying the claim process, using legal jargon to confuse the claimant, and even using scare tactics to intimidate the claimant into accepting a lower amount. They may also use tactics such as offering a settlement that is too low, or trying to shift the blame away from the insurance company.
How Do You Avoid Being Tricked by Insurance Adjusters?
The best way to avoid being tricked by insurance adjusters is to be prepared. Know your rights and the laws that are in place to protect you. Be aware of the tactics that insurance adjusters may use and do not be intimidated. If the insurance adjuster offers a settlement that is too low, make sure to get legal advice before signing anything.
What Happens if an Insurance Adjuster Refuses to Pay a Fair Settlement?
If an insurance adjuster is refusing to pay a fair settlement, you may have to take legal action. You may be able to file a complaint with the Department of Insurance in your state, or hire a lawyer to help you fight for a fair settlement. It is important to remember that insurance adjusters work for the insurance company, and their job is to minimize the amount that the company has to pay out.
Conclusion
Insurance adjusters play games in order to minimize the amount of money that the insurance company has to pay out on a claim. It is important to be prepared and aware of the tactics that they may use, and to seek legal advice if necessary. In the end, it is important to remember that you have rights and the law is in place to protect you.